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Eventsured vs Event Helper vs Ewed

Finding it hard to compare between Eventsured vs Event Helper vs Ewed? Don’t worry, we did it for you below:

The average American couple spent about $30,000 on their wedding and reception in 2022, making wedding event insurance a crucial consideration for protecting this significant investment. Wedding insurance comes in two forms: wedding liability insurance, which can protect you from being held liable for injuries or damages to venue property, and wedding cancellation or postponement insurance, which can cover things like the need to cancel due to a catastrophic weather event or sudden illness.

In this post, we will compare three popular wedding event insurance providers: Eventsured vs Event Helper vs Ewed, examining their comprehensive coverage, flexibility, affordability, and specialized options for one-day event insurance and wedding liability insurance.

Eventsured: Comprehensive Coverage for Your Big Day

Eventsured offers comprehensive wedding insurance with both liability and cancellation coverage options. Their liability insurance protects against property damage or liabilities that may occur on the day of the event, while their cancellation insurance reimburses covered expenses if the event must be cancelled due to unforeseen circumstances.

Eventsured provides three main coverage types:

  1. Liability Insurance
  2. Cancellation Insurance
  3. Liability and Cancellation Insurance

The premium for their high limit, zero deductible insurance is determined by the event/vendor type and the number of attendees. Additional coverage options include:

  • Host liquor (alcohol served for free)
  • Retail liquor (alcohol charged for)
  • Damage to rented premises
  • Rehearsal dinner
  • Special jewelry

Eventsured also offers coverage for:

  • Loss of deposits
  • Photograph or video
  • Event gifts
  • Wedding attire

Their policy can be purchased online within minutes, and coverage limits can be increased for an additional cost. The purchase process involves using their Price Quote Calculator for a fast and easy quote, with more information provided leading to more accurate pricing. If your application is under review, expect an email from Eventsured within an hour.

Event Helper: Flexible and Affordable Wedding Insurance

Event Helper offers two types of wedding insurance: Wedding Liability Insurance and Wedding Cancellation/Postponement Insurance. Their Wedding Liability Insurance starts at an affordable $66 for a small wedding, covering property damage, injury, and alcohol-related claims. Host Liquor Liability is included in their policies at no extra charge. The cost of the insurance varies based on the number of people attending, the length of the event, and the coverages bought.

Wedding Cancellation/Postponement Insurance from Event Helper starts around $250 and covers lost deposits and additional expenses due to venue issues. This insurance can be purchased up to 15 days in advance and added to the wedding liability insurance. The policy may apply to the venue, music, food, cake, flowers, rental cars, and more.

Event Helper’s insurance can be purchased online quickly and easily, with a preset form that includes the minimum required coverage and the venue’s information as an Additional Insured. The company boasts a 4.8 rating based on 1,665 reviews, and is known for its unbeatable service with outstanding customer support. Backed by Evanston Insurance and Lloyd’s of London, Event Helper allows you to personalize your coverage inclusions to ensure your policy meets your specific needs.

eWed: Fast Underwriting and Specialized Coverage

eWed Insurance offers comprehensive wedding insurance plans, including both cancellation and postponement coverage as well as liability protection. Backed by Tokio Marine HCC, a leading national insurance provider with top financial ratings, eWed guarantees that their coverage will be accepted by your venue or you get your money back.

Some key features of eWed’s wedding insurance:

  • No-fault medical expense insurance up to $5,000
  • Waiver of subrogation
  • Vendor liability coverage
  • No deductible for cancellation and postponement claims
  • Policies can be purchased up to 24 hours before the event
  • Cancellation coverage starts at $75 for $5,000, liability at $119
  • Host Liquor Liability included at no additional charge
  • Coverage for honeymoon expenses, special attire, gifts, photos/video
  • First party property coverage included (with some exceptions)

eWed’s Cancellation Insurance protects against financial loss due to unforeseen circumstances like natural disasters, severe weather, accidents, injuries, job loss, military deployment, vendor no-shows or bankruptcies. Their Liability Insurance shields you from being held financially responsible for property damage, bodily injury medical expenses, or alcohol-related accidents at your event.

With an average rating of 5/5 based on 847 reviews, eWed Insurance is known for their excellent customer service, fast response times, and user-friendly process. They offer best-in-class coverage across all categories and the quickest underwriting in the wedding insurance industry.

Direct Comparison: Eventsured vs. Event Helper vs. eWed

When comparing Eventsured, Event Helper, and eWed wedding insurance policies, it’s essential to consider the coverage limits, endorsements, and pricing. Here’s a direct comparison of these three providers:

ProviderDamage to Rented Premise LimitMedical Expense LimitWaiver of Subrogation EndorsementPrimary Noncontributory EndorsementPricing
Event Helper$100,000$5,000YesNo$200
eWedUnclear$5,000YesYesSpecific pricing not provided

All three insurers offer a medical expense limit of $5,000, but the damage to rented premise limit varies. Eventsured provides the highest limit at $300,000, while Event Helper offers $100,000. eWed’s limit is unclear based on the information provided.

Regarding endorsements, Event Helper and eWed both offer Waiver of Subrogation Endorsement, while Eventsured does not. eWed is the only provider that offers Primary Noncontributory Endorsement among the three.


Wedding event insurance is an essential consideration for couples looking to protect their significant investment in their special day. Eventsured, Event Helper, and eWed offer comprehensive coverage options, including liability and cancellation insurance, with varying limits, endorsements, and pricing. By comparing these providers, couples can make an informed decision based on their specific needs and budget.

Ultimately, the peace of mind provided by wedding event insurance is invaluable. Whether you choose Eventsured for their high damage to rented premise limit, Event Helper for their affordability and flexibility, or eWed for their fast underwriting and specialized coverage, investing in wedding insurance ensures that your big day is protected from unforeseen circumstances, allowing you to focus on celebrating your love and commitment.


Q: Can eWed insurance be considered a trustworthy provider? A: Absolutely, eWed insurance is highly reputable, boasting an A.M. Best Company Rating of A++ (Superior), which is the highest rating available. Additionally, eWed enjoys a stellar 5-star rating on Google Review and a customer satisfaction score of 9.9/10 from Verified Reviews.

Q: How does wedding insurance differ from cold feet insurance? A: Wedding insurance and cold feet insurance cater to different concerns. Cold feet or Change of Heart insurance specifically protects the wedding’s financier (excluding the bride or groom) if the event is canceled due to second thoughts. The policy typically costs about 1-1.5% of the total event cost, and claims must be filed at least 365 days before the wedding date.

Q: What is the cost range for WedSafe insurance policies? A: WedSafe insurance policies are quite affordable, starting at a low $125, with the average policy costing around $200. If you opt for both Wedding Event Cancellation/Postponement and Wedding Liability Insurance, you may be eligible for a discounted rate.

Q: Is a change of heart covered by wedding insurance? A: No, wedding insurance plans, including the Wedding Protector Plan®, do not cover situations where the bride or groom has a change of heart and decides not to go through with the wedding.

Disclaimer: The materials available on this site are for informational purposes only and should not be construed as advice or guarantees on any subject matter. The opinions and statements expressed through this site are the opinions of the individual author and may not reflect the opinions of JAUNTIN’. This blog contains general information which may not be current or accurate. For specific questions about insurance and any requirements, please contact your insurer directly.


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