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Top Options for the Best Health Insurance for Type 2 Diabetes

Now available! Prescription drug & health benefits designed for type 2 diabetics and their families. For $59.90/month, get unlimited prescription drugs (including many diabetic drugs and discounted insulin), unlimited virtual primary care visits, and more! No medical questions, no copay, no deductibles and guaranteed acceptance.

Managing Type 2 Diabetes can be a costly endeavor without the right health insurance plan (see here for post on type 1 diabetes). Finding the best health insurance for type 2 diabetes is crucial to ensure optimal medical care while keeping expenses manageable. This guide spotlights the top health insurance options available in the market today, focused on providing comprehensive coverage for diabetes management.

Why Specialized Health Insurance for Type 2 Diabetes Matters

Type 2 Diabetes demands regular monitoring, medication, and sometimes even more intensive treatments. General health insurance plans may not cover all necessary services or might come with high out-of-pocket costs. Specialized health insurance tailored for individuals with diabetes ensures that you get the required medical attention without financial strain.

Top Health Insurance Plans for Type 2 Diabetes

1. BasiCare Plus

BasiCare Plus provides coverage for a flat monthly fee fo $59.90, which includes a primary care provider, unlimited prescription drugs (including many diabetes drugs, including discounted insulin) with no copay, no deductibles and no claims to file.

2. UnitedHealthcare

UnitedHealthcare is known for its specialized plans catering to chronic conditions like Type 2 Diabetes. Their diabetes care programs focus on prevention and management, offering personalized support through diabetic educators and nutritionists.

3. Cigna

Cigna’s health insurance plans are equipped with robust diabetes care services—covering routine check-ups, medications, and preventive care. Their customer support offers additional assistance to help manage the condition effectively.

4. Aetna

Aetna offers a comprehensive suite of benefits for those managing Type 2 Diabetes. Their plans cover essential treatments as well as advanced care options like endocrinologist consultations, dietary advice, and wellness programs aimed at diabetes control.

5. Kaiser Permanente

Kaiser Permanente provides an integrated care model which ensures that all aspects of diabetes management are coordinated effectively. Their plans cover a wide range of services from routine exams to diabetes education classes, ensuring comprehensive care.

Key Features to Look For

When choosing the best health insurance for type 2 diabetes, certain features are essential:

  • Comprehensive Coverage: Ensure the plan includes visits to specialists, diabetes management programs, and hospitalization if needed.
  • Prescription Drug Coverage: Look for policies that cover diabetes medications and insulin.
  • Preventive Services: Regular screenings, blood tests, and wellness visits are crucial for effective management.
  • Chronic Disease Management Programs: Access to support groups, educational resources, and lifestyle coaching can be highly beneficial.


Finding the best health insurance for type 2 diabetes requires careful consideration of the available options and their specific benefits. Companies like Blue Cross Blue Shield, UnitedHealthcare, Cigna, Aetna, and Kaiser Permanente offer robust plans tailored for diabetes care. Evaluate your personal healthcare needs and carefully review plan details to ensure comprehensive coverage and effective management of your condition.

Disclaimer: The materials available on this site are for informational purposes only and should not be construed as advice or guarantees on any subject matter. The opinions and statements expressed through this site are the opinions of the individual author and may not reflect the opinions of JAUNTIN’. This blog contains general information which may not be current or accurate. For specific questions about insurance and any requirements, please contact your insurer or health benefit provider directly.