Event Insurance Primary Noncontributory Endorsement – What is it?

Looking for an event policy with the primary noncontributory endorsement? Try SpecialInsurance.com

When purchasing event insurance, many venues now require that the policy contain an endorsement or form EPA 20 03, also known as Primary Noncontributory Automatic Status. But what is it?

Primary designates that one party’s liability policy is responsible for responding to a claim first before another entity’s policy applies. Noncontributory stops the primary party’s insurer from seeking contribution from the other entity’s policy for paying a claim. So in other words, Primary Noncontributory can fully insulate the venue’s insurance policy from any claims arising from a third-party event like a wedding.

It’s no wonder why more and more venues are requesting this endorsement. Policies that include the Primary Noncontributor endorsement tend to be slightly more expensive and harder to find and usually coupled with another endorsement called Waiver of Transfer of Rights Against Us to Others.

For more information on event insurance policies, please see this post.

Looking for an event policy with the primary noncontributory endorsement? Try SpecialInsurance.com

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