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Nationwide Event Insurance: For Picture-Perfect, Unforgettable Occasions

Having trouble finding Nationwide Event Insurance? It is not quite clear whether it is available or offered. Not to worry though, there are plenty of other options summarized in the post below.

Policies like Wedding Insurance (also referred to as Special Event Insurance) are purchased to protect the wedding host/couple from financial and legal burdens that could arise from injuries or property damages that occur during a wedding or event. Also, most wedding venues now require it as well as part of the rental agreement.

Before purchasing a policy, check your venue’s requirements to ensure that all the requirements are being met, including the need for Waiver of Subrogation and/or Primary Noncontributory endorsements.

In order to make the below comparison as ‘apples to apples’ as possible, the below criteria was used:

  • $1 million / $2 million (occurrence/aggregate) liability limits
  • 150 guests
  • 1 day wedding/event in California
  • Excludes taxes/fees
  • Cancellation coverage option not included
  • Host liquor is included by all the carriers


Cost of Wedding and Event Insurance By Various Insurers:


Top Choice: GatherGuard

$125
Damage to rented premise limit: $250,000
Medical expense limit: Not included
Waiver of Subrogation Endorsement: No
Primary Noncontributory Endorsement: No
Free quote feature available


Top Choice: Specialinsurance.com

$210
Damage to rented premise limit: $300,000
Medical expense limit: $5,000
Waiver of Subrogation Endorsement: Yes
Primary Noncontributory Endorsement: Yes
Free quote feature available
Coverage can extend beyond midnight depending on state liquor laws, in which case only 1 day of coverage is required


Wedsure Wedding Insurance

$280
Damage to rented premise limit: Unclear
Medical expense limit: $5,000
Waiver of Subrogation Endorsement: Yes
Primary Noncontributory Endorsement: Unclear


Eventsured

$213
Damage to rented premise limit: $300,000
Medical expense limit: $5,000
Waiver of Subrogation Endorsement: No
Primary Noncontributory Endorsement: No


Ewed

$345
Damage to rented premise limit: Unclear
Medical expense limit: $5,000
Waiver of Subrogation Endorsement: Yes
Primary Noncontributory Endorsement: Yes


FLDean

$430
Damage to rented premise limit: $300,000
Medical expense limit: $0
Waiver of Subrogation Endorsement: Unclear
Primary Noncontributory Endorsement: Unclear


The below video provides a very good reason to purchase coverage:

@dailymail

Bride’s big day almost ‘ruined’ after wedding planner set off hotel room sprinkler that caused $3,000 worth of damage – and destroyed her gown. #fyp #bride #wedding #nightmarewedding #weddingdress

♬ original sound – Daily Mail

Disclaimer: The materials available on this site are for informational purposes only and should not be construed as advice or guarantees on any subject matter. The opinions and statements expressed through this site are the opinions of the individual author and may not reflect the opinions of JAUNTIN’. This blog contains general information which may not be current or accurate. For specific questions about insurance and any requirements, please contact your insurer directly.

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