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Tips for Buying Special Event Insurance

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Purchasing Special Event Insurance can be a daunting process. It is crucial to understand the importance of having a policy in place to protect your event from unforeseen circumstances. Let’s delve into some important considerations and tips when buying special event insurance.

1. Understanding Special Event Insurance

Special Event Insurance, often referred to as one-day event insurance, provides coverage for risks associated with organizing a special event such as a wedding, concert, or corporate event.

What Does it Cover?

Event insurance typically covers:

  1. Cancellations due to bad weather
  2. Injuries or accidents
  3. Damages to the venue

2. Assessing Your Needs

Before purchasing insurance, you need to assess your needs. Consider the nature of your event, the number of attendees, the potential risks involved and the venue’s requirements.

3. Choosing the Right Policy

It’s important to compare different policies and choose one that best suits your event. Many venues now require specific coverages or endorsements like: provides all of the above.

4. Understanding the Fine Print

Always read and understand the fine print of your policy. Ensure you know what is covered and what is not.

5. Considering Additional Coverage

Depending on your event, you might need additional coverage such as liquor liability if alcohol is being served, or automobile liability if transportation is provided. Liquor liability is available through GatherGuard.

6. Understanding the Cost

The cost of event insurance varies depending on the type of event, the number of people attending, and the amount of coverage required.

7. Insurance for Vendors

If you’re hiring vendors, make sure they have their own insurance. If not, you may need to include them in your policy. Insurers like GatherGuard make this easy to do.

8. Timing is Key

It’s advisable to purchase your policy well in advance of your event. This gives you ample time to understand the policy and make necessary adjustments. Both and GatherGuard allow you to purchase 18 months in advance allowing you to lock in the price.

9. Claims Process

Understand the process for making a claim. Know the documentation required and the timeline for filing a claim.

10. Consult An Expert

If you’re unsure about any aspect of event insurance, consult an insurance expert or broker.


Securing event insurance may pose challenges, but armed with the right insights, you can guarantee comprehensive protection for your event. To ease the process, consider our tips for buying special event insurance, empowering you to make informed decisions and fortify the safeguarding of your occasion.

Remember, your event is a significant investment, and protecting it with event insurance is a wise decision. So, whether you’re planning a grand celebration or an intimate gathering, make sure you have the right coverage in place. Want to learn more about event insurance? See this post.

Disclaimer: The materials available on this site are for informational purposes only and should not be construed as advice or guarantees on any subject matter. The opinions and statements expressed through this site are the opinions of the individual author and may not reflect the opinions of JAUNTIN’. This blog contains general information which may not be current or accurate. For specific questions about insurance and any requirements, please contact your insurer directly.


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